Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
Responsible for developing credit risk and acquisition strategies by using data analysis, forecasting and/or predictive modelling. Design and create reports and monitoring to help enable sound risk management of the portfolio
Job Description
Key Accountabilities
Strategy Design and Analysis
Identify potential opportunities and areas of improvement using stakeholder input and data exploration, design and test appropriate solutions and strategies and contribute to correct implementation and monitoring of proposed solutions and strategies.
Source and manipulate data using SQL, Statistical Analysis Software (SAS), R, Python, Microsoft Excel, database query tools, etc.
Design and formulate innovative strategies using quantitative and qualitative results.
Proactive stakeholder engagement to ensure that the strategy meets the business needs.
Create and present quality presentations to various stakeholders.
Test and implement strategies and set up monitoring.
Update documentation and ensure risk processes are in line with external and internal requirements.
Ad-hoc Investigations and Reports
Produce and analyze periodic business requests and concerns, subsequently providing insightful commentary to support the analysis and engage with stakeholders for further adjustments or developments to address the issues.
Education
Bachelor’s Degree in Business or Mathematics or Statistics or Engineering or Risk Management or equivalent NQF level 7 qualification.
Experience in data analysis utilizing a data focused programming languages such as SAS, R, Python, etc. Proficiency in SAS would be beneficial (1+ years).
Experience in banking (especially vehicle finance / retail credit) would be beneficial (1+ years).
Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) (3+ years).
Key Skills
Creative Thinking and Problem Solving
Adaptability without sacrificing quality and accuracy
Sourcing, manipulating, and analysing data
Good verbal and written communication skills
An understanding of key credit risk metrics would be beneficial
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required), Bachelor Honours Degree: BMI - Business Management and Informatics
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised
