Asset-Backed Securitization & Financing - VP/ Director

Team Description

Asset-Backed Securitization & Financing (“ABS&F”) structures and executes Asset-Backed Securitizations (ABS) and lending facilities across a wide range of consumer and commercial asset classes including automobile and equipment loans, leases, and floorplan, consumer and commercial credit cards, industrial transportation assets (aviation, rail and containers), student loans, personal loans, SME loans, solar loan and leases, home improvement loans, handset receivables, digital infrastructure and other esoteric asset classes.

ABS&F offers our clients the ability to monetize stable, recurring asset cash flows through bankruptcy-remote vehicles. Transactions are executed both in the capital markets (where Citi places the financings with institutional investors) and lending facilities funded through Citi’s commercial paper conduits and balance sheet.

ABS&F offers a unique perspective as an underwriter of capital markets transactions, as well as credit analyst for lending transactions. ABS&F also advises clients on balance sheet management, transaction execution and often provides secured financing and advice in conjunction with event driven transactions including M&As and restructurings.

Our clients include leading captive and independent financial companies, banks, and corporates – both in the US and abroad. Our group regularly collaborates with analytics, trading, sales, syndicate, derivatives, corporate banking and investment banking professionals across the organization. Members of our securitization team are located in various cities around the world including New York, Hong Kong, London and Sydney. Citi is a market leader in both traditional and non-traditional ABS asset classes and is consistently a top ranked practitioner in the market.

Job Summary

We are seeking a highly motivated and experienced professional to join our team in a senior coverage role for the ABS&F Flow business. The successful candidate will be responsible for managing and growing a portfolio of key clients across a broad range of Citi’s institutional clients and asset classes including but not limited to automobile and equipment loans, leases floorplan, credit cards, consumer loans, home improvement loans, handset receivables and stranded assets. The candidate would lead the origination and execution of complex financing transactions across both capital markets and lending products. This role requires a deep understanding of asset-backed securitization, strong client relationships, and a proven track record of executing deals from inception to closing.

Responsibilities:

• Manage and deepen relationships with a dedicated portfolio of clients, including the most active participants in the ABS market - acting as their primary point of contact for all asset-backed financing needs.
• Proactively identify and originate new business opportunities by marketing a broad range of financing solutions, including public and private securitizations, warehouse facilities, and other structured credit products.
• Develop a deep understanding of clients' strategic objectives, financing requirements, and underlying asset portfolios to provide tailored and value-added solutions.
• Lead the end-to-end execution of financing transactions, from initial pitch and mandate through to structuring, documentation, and closing.
• Oversee the preparation of detailed financial models, credit analysis, and due diligence on underlying asset pools.
• Structure transactions to meet client objectives while optimizing for credit, legal, regulatory, and rating agency considerations.
• Lead the negotiation of term sheets, credit agreements, and other legal documentation in partnership with internal and external counsel
• Seamlessly integrate capital markets and balance sheet lending solutions to provide clients with a holistic financing offering.
• Collaborate closely with internal partners, including sales, trading, syndicate, and credit risk management, to ensure successful transaction execution and distribution.
• Stay current with market trends, competitive landscape, and regulatory changes to inform strategy and identify new product opportunities.
• Contribute to the strategic direction and growth of the Asset-Backed Securitization and Financing business.
• Mentor, train, and guide junior members of the team, fostering a collaborative and high-performance culture.
• Represent the firm at industry conferences and client events to enhance our market presence and brand.

Qualifications:

• 6-10+ years of relevant experience in structured finance, with a primary focus on ABS
• Proven track record of originating and leading the execution of ABS transactions across various asset classes
• Experience in both capital markets execution and structured lending is essential
• Deep and technical understanding of securitization structuring, credit analysis, and cash flow modeling.
• Established network of relationships with ABS clients in the captive / specialty finance, corporate, and financial institutions sectors
• Experience in people management
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment
• Series 79, 7 and 63 licenses

Education:

• Bachelor’s degree in Finance, or closely related areas of Business Administration preferred

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Job Family Group:

Institutional Banking

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Job Family:

Investment Banking

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$175,000.00 - $300,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

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