Cash Management Liquidity Product Analyst
Santander
Madrid, Comunidad de Madrid, España
Full-Time
Competitive
OfficeManager
IT STARTS HERE
Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
SCIB - GTB Cash Management is looking for a Cash Management Liquidity Product Analyst based out of Boadilla del Monte office (Madrid).
As a Cash Management Liquidity Product Analyst, you will drive the management of the SCIB Cash Management liquidity business. The role focuses on Liquidity portfolio management (analyzing and optimizing liquidity positions), product development, liquidity pricing strategies optimization, regulatory metrics control, evolving regulatory GTB models, while providing analytical support to the GTB Liquidity responsible.
The analyst works closely with Sales, Alco, Payments teams, Risks teams and supporting senior team members on the Cash Management activity.
We are looking for someone willing to join a dynamic team, with skills to interact with different stakeholders (functional and international) to take ownership of the tasks assigned.
Key Responsibilities:
Product Development: Support senior team members on the Liquidity product development road map (Assist and participate on product initiatives)
Risk management: Monitor interest rate, credit, liquidity, and concentration risks within the liquidity portfolio
Drive pricing strategy and execution of Liquidity instruments (depos, NMDs, etc)
Support strategic funding plans and diversification of funding sources.
Portfolio management: portfolio analysis identifying risks & opportunities, forecasting inflows/outflows , analysis and reporting to senior management on liquidity positions, funding costs & market developments, etc
Data, Analytics: define dashboards and analytics to track liquidity trends, cash usage, and market conditions
Assist in the enhancement of liquidity tools and reporting automation (Python, Excel, BI tools).
Building and maintaining collaborative working relationships within internal stakeholders (coordinate with Front Office, Treasury, Finance, Risk, Regulatory Reporting, and Operations)
Commitment to achieve team and personal goals
WHAT YOU’LL BRING
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.
The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
1-3 years
Cash Management background
Education
Bachelor’s / Master’s Degree
Languages
Proficiency in Spanish and English (Required)
Hard Skills
Expert in computer tools (Excel & Power Point)
Experience with data management and AI tools.
Ability to interpret balance sheet, funding plans
Experience with liquidity modelling, cash-flow forecasting, and treasury systems (e.g., Murex, Bloomberg) (Preferred)
Soft Skills
Strong communication and execution skills
Excellent analytical and problem-solving abilities
Skills to interact with different stakeholders (functional and international)
Commitment to achieve team and personal goals
WE VALUE YOUR IMPACT
Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.
We’re enable our teams to go beyond through global opportunities and broad career paths.
Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: SantanderOpen Academy (www.santanderopenacademy.com)
Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.
Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!
We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.
LOCAL COMPLIANCE
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.
WHAT TO DO NEXT
If this sounds like a role you are interested in, then please apply.
READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?
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