Are you ready to make an impact in the world of credit risk? Join our dynamic EMEA FIG Developed Markets Credit Risk team, where you'll collaborate with business partners across Global Corporate Banking, Sales and Trading, and Investment Banking. This role offers a unique opportunity to work with both Investment Grade and Non-Investment Grade clients, supporting, analysing and leading diverse credit relationships. Be part of a team that values innovation, collaboration, and excellence.
As a Credit Risk Analyst in the Wholesale Credit Risk (WCR) EMEA FIG Developed Markets credit team, you will be responsible for diligence, risk grading, structuring, and ongoing monitoring of a diverse and complex portfolio of Banks and Insurances. You will manage extensive derivatives, securities financing and lending relationships. You will serve as the Credit Officer and primary contact of an actively managed portfolio, while also mentoring junior team members.
Job responsibilities
- Serve as the credit expert for a portfolio of banking and insurance clients in the European countries.
- Grading and reviewing credit exposures, tracking financial performance and events impacting the assigned portfolio.
- Lead credit due diligence for onboarding new clients and reviewing existing ones.
- Take a proactive approach in addressing portfolio reviews and deep-dive analyses with internal stakeholders across J.P Morgan departments (e.g. IB, DCM, GCB, Legal)
- Produce concise and insightful credit memos, proposing and articulating recommendations for credit actions.
- Perform analysis and obtain approval for structured derivatives transactions and lending requests.
- Develop knowledge of legal documentation for markets and banking products, taking a proactive approach in supporting the team VP and/or leading negotiations.
- Proactively participate in team and department-level projects to improve processes and drive efficiencies.
- Review the work of credit analysts and mentoring junior colleagues, while still delivering added value as individual contributor.
Required qualification, capabilities and skills
• Strong credit skills and judgment, with a hands-on approach to analysing credit.
• Strong communication and interpersonal skills, establishing credibility and trust with credit executives, clients, and product specialists.
• Strong analytical and numerical skills.
• Knowledge of transaction structures, documentation, and banking products to assist with the execution of Lending and Markets' deals.
• High level of energy and ability to prioritise multiple deliverables under time pressure.
• Relevant experience in a similar position/function in a comparable environment.
Preferred Qualifications, Capabilities, and Skills:
• At least 3 years of experience in financial services (credit risk or similar)
• Familiarity with the business models of financial institutions, such as banks and insurance companies.
ABOUT USJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
