Director, Credit Risk & Analytics

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144CarMax, the way your career should be!

Director, Credit Risk & Analytics

About this job

As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent – empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.

The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data — and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.

You will spend your time

• Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning — balancing growth, risk-adjusted return, and customer experience
• Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
• Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
• Building and leading a world-class analytical team — hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
• Influencing executive decision-making with >

  Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.