Institutional Trust Officer III - Charitable & Endowment

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Institutional Trust Officer III within PNC's Institutional Asset Management Charitable & Endowment Fiduciary organization, you will be based in you will be based remotely in Pennsylvania, Ohio or Florida. Other locations within the PNC footprint will also be considered.

This position within the Charitable & Endowment Fiduciary team is a specialized role focused on fiduciary analysis, research, and problem-solving. The role emphasizes project-based work involving review of complex account histories, legal documentation, and fiduciary structures to develop clear, well-supported conclusions.

Responsibilities include:

• Conduct detailed reviews of fiduciary account histories, including key decisions, structural changes, and beneficiary updates
• Analyze trust documents, legal agreements, and corporate structures to assess fiduciary implications
• Synthesize information across multiple sources and systems to develop a clear and accurate account narrative
• Document findings in a structured, defensible manner suitable for internal, legal, and compliance review
• Identify inconsistencies, gaps, or potential risks and escalate issues as appropriate
• Partner with Trust Administration, Legal, Risk, and Compliance to support complex fiduciary matters
• Communicate findings and insights clearly to a range of stakeholders, including non-technical audiences

Position differentiators:

• Role is primarily analytical and project-based, with less emphasis on day-to-day account administration
• Focus on developing well-supported conclusions and fiduciary insights, not just processing activity
• Provides exposure to complex fiduciary scenarios, legal structures, and risk-related matters
• Plays a key role in supporting risk identification, issue resolution, and fiduciary decision-making

Preferred skills and experience:

• Strong analytical thinking and attention to detail
• Ability to interpret fiduciary, legal, and corporate structures
• Effective written communication and documentation skills
• Ability to work through ambiguity and evolving situations
• Strong organizational skills and ability to manage multiple projects
• Critical thinking and problem-solving capability
• Exposure to or ability to learn fiduciary and workflow systems (e.g., AMTrust, Siebel, OnBase, EDGE)
• Proficiency in Microsoft Office applications; experience leveraging AI tools (e.g., Copilot) is a plus

This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Services clients through the execution of the terms of any document in which PNC serves as trustee, executor, agent, or custodian. Administers the most complex accounts and ensures compliance with all legal and fiduciary regulations, and policies and procedures. Possesses a high degree of knowledge to manage a diverse book of business with varying account types.
• Delivers the full breadth of client services in order to grow the business and assure the highest level of client experience. Administers assigned accounts in accordance with documents, state and federal regulations, policy and procedure.
• Handles risk management and the resolution of legal and compliance-related issues for assigned accounts. Communicates with clients and business partners, solves problems and escalates anticipated or known client issues/concerns to senior management as appropriate. Responsible for identifying continuous process improvement.
• Maintains and retains assets under management or under administration, by educating clients on available tools and resources through working with clients, beneficiaries and gatekeepers. Meets regularly with clients both on and/or off bank premises to maintain relationships. Identifies client needs and refers to partners for other bank products and services as sales opportunities. Cultivates a referral network through client relationships.
• Works with partners in support of customer communications, technology needs, or presentations and introduces team members to meet client needs for assigned accounts. Prepares and presents appropriate material for management or committee review.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills
Asset Management, Client Relationship Building, Consumer Lending, Credit Risk Analysis, Financial Operations, General Ledger (GL), Process Improvements

Competencies
Account Management, Accuracy and Attention to Detail, Business Development, Effective Communications, Industry Knowledge, Problem Solving, Regulatory Environment - Financial Services, Relationship Management

Work Experience
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education
Bachelors

Certifications
No Required Certification(s)

Licenses
No Required License(s)

Pay Transparency

Base Salary: $70,000.00 - $130,000.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 06/18/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.