About the Role

Experience: 7+ years of experience in credit risk, data science, or advanced analytics, preferably within consumer lending, fintech, or earned wage access (EWA).
Technical Expertise: * Expert-level proficiency in SQL for complex data extraction and manipulation.
Experimentation Mastery: Deep hands-on experience designing, launching, and analyzing A/B tests and multivariate experiments, with a strong grasp of underlying statistical concepts.
Domain Knowledge: Solid understanding of consumer credit risk principles, loss forecasting, and unit economics.
Communication: Exceptional ability to translate complex data and technical concepts into actionable, high-level strategies for executive stakeholders.

We are looking for a highly analytical and strategic Lead Data Analyst of Credit Risk to lead risk strategy for MyPay, Chimes innovative product that provides members with early access to their earned wages. In this role, you will be the cornerstone of our MyPay risk function, balancing rapid product growth with responsible risk management and loss mitigation.

You will sit at the intersection of credit risk strategy and data science. You will own the underwriting, limit assignment, and loss forecasting strategies for MyPay, leveraging your deep technical expertise to build >benefits@chime.com.

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Lead Data Analyst, MyPay

Chime

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About the Role

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