Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.
As a Product Director in Payments (Prepaid Cards) Treasury Services - Emerging Rails, you lead innovation through development of a prepaid card with value-added features that delight businesses and their consumers alike. As a leader on the team, you would bring in your entrepreneurial mindset and design thinking capabilities to transform B2C (Business to Consumer) payments experiences leveraging Prepaid Cards to help drive business growth and volumes while maintaining a strong grounding in the bank's risk and control frameworks
Job Responsibilities
- Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the Prepaid Cards portfolio.
- Take proactive initiatives in identifying new opportunities to grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
- Lead, develop, and mentor a team of product managers; foster best practices in product management
- Oversee the entire product lifecycle, including planning, execution, risk management
- Own the UI/UX experience to drive delight amongst Consumers, Corporate and internal users
- Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
- Independently handle product-related conversations with institutional clients, representing the bank's interests and expertise
- Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
- Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
- Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
- Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives
Required qualifications, capabilities, and skills
- 10+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth. Ability to maintain cost discipline with deliberate investment decision making
- Expertise in Prepaid Cards business is a must. The candidate should know the buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
- Fundamental understanding of regulatory requirements (Durbin, Reg E), card scheme networks (issuance) and authorizations
- Global mind-set to strategize for expansion of products to cross border, international use cases
Preferred qualifications, capabilities, and skills
- Experience of leading prepaid card products in Banks or Fintechs will be a plus
ABOUT USJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
