Regulatory Reporting Analyst

Job Title: Regulatory Reporting Analyst
Working Pattern: Monday to Friday, 09.00 - 17.00 36.25 hours per week
Salary:30,000 - 45,000 and up to 20% bonus and benefits
Location: Flexible hybrid work from either our London or Blackpool office

Shaping the future of sustainable digital banking

Launched in 2014 as one of the UKs original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK.

People join Tandem because they want to shape something meaningful. Here, youll use your skills to create products that empower people to make better financial choices and lower their environmental impact. Were big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.

Recognised inThe Sunday TimesBest Places to Work for 2024 and 2025, Tandem has also been named inThe Sunday Times100 Tech list for two consecutive years in 2025 and 2026 a list of the fastest growing tech companies in Britain,reflective of our growing industry presence. Tandem was also awarded Investor in Customers Gold Standard based on customer and employee feedback and is a Certified Great Place to Work.

Tandem is growing fast and helping to shape the future of sustainable banking.

Your team: Collaborators in change

Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.

The Regulatory Reporting Analyst will play a crucial role in supporting the production and delivery of regulatory returns while ensuring compliance with regulatory requirements and internal controls. This position reports to the Regulatory Reporting Manager and works closely with the Head of Regulatory Reporting.

Your Impact: Building a sustainable tomorrow

Core Regulatory Reporting

• Assist in the production of the full suite of regulatory reports (COREP, FINREP, PRA, BoE) and internal reporting of regulatory metrics
• Support the monthly preparation of other returns to the FCA
• Assist in the preparation of Bank of England Statistical Returns (BT, ELS, AD, AL, BE)
• Maintain and update the horizon scanning tracker

Data Quality & Controls

• Review and challenge data inputs and outputs, ensuring regulatory information is prepared and disclosed consistently
• Operate daily regulatory reporting procedures and contribute towards process automation
• Support the maintenance of Operating Model documentation, processes, and procedures
• Assist in testing data extraction and quality of regulatory reporting

Documentation & Support

• Support documentation updates for Standard Operating Procedures (SOPs) and Assumption and Interpretation Manuals
• Provide ad-hoc support for ICAAP, ILAAP, Recovery Plan, and Solvent Exit Analysis drafting
• Assist in Basel 3.1 implementation activities
• Support various regulatory surveys and ad-hoc requests

Business Analysis & Development

• Help identify potential capital savings and liquidity generation opportunities when preparing regulatory returns
• Assist in reviewing business growth developments and assess their regulatory reporting impact
• Support training initiatives for business stakeholders on capital impacts of business decisions
• Contribute to regulatory reporting projects that feed into commercial business plans

Wed love to hear from you if you have:

Essential:

• Previous experience in regulatory reporting or financial services industry essential
• Part-qualified or recently qualified accountant (ACCA/ACA/CIMA)
• Strong analytical and problem-solving skills
• Excellent attention to detail and accuracy
• Proficient in MS Excel and data analysis tools
• Strong written and verbal communication skills
• Ability to work effectively both independently and as part of a team
• Knowledge of UK regulatory framework and reporting requirements
• Understanding of regulatory concepts and reporting requirements
• Knowledge of capital and liquidity calculations, ratios, and related workings
• Familiarity with regulatory reporting systems and tools
• Understanding of data quality and control principles

It would be great, but not essential if you have:

• Bachelor's degree in Accounting, Finance, or related field

• Our Green Deal: Your Impact Amplified

  A little welcome gift from us to you, well plant a tree in the Tandem Grove and you can enter into our Green Deal below:

  • Volunteer 14.25 hours a year for charity > receive a half day on a Friday
  • Take part in a fundraising event > Tandem will match up to 200 a year
  • Have renewable energy at home > receive an additional 1-day annual leave
  • Drive an electric car > receive 500 towards a home charger
  • Use public transport or have a low emissions/hybrid car > entry into a 200 prize draw
  • Sign up to cycle to work scheme > receive 30 voucher for a cycling helmet

  
  Ready to make your mark?

  Apply now and let's pave the way to a more sustainable world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if youre interested in the role.
  
  Sourcing Model

  Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
  
  Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

  Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.