Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Analyst on the Insurance Credit Risk Team, you will develop the analytical skills needed to evaluate, assess and document client creditworthiness as well as structure and negotiate new transactions/requests. Our team works with a client base of leading asset managers, banks, broker dealers, hedge funds, insurance companies, specialty finance and other non-bank financial institutions.
Job Responsibilities
Support a portfolio of clients with responsibility for performing ongoing credit analysis and client exposure management
Develop a well-informed forward looking credit view of your clients business and JPMorgans activity by staying current on industry trends, financial performance, and capital markets needs
Communicate your view by preparing and presenting credit approval memos in connection with credit origination and renewals
Perform financial analysis including stress testing, projections and peer comparisons
Assess creditworthiness of clients and recommending appropriate credit ratings
Assess the ability of cash flows or market value of a assets/collateral to repay debt
Describe concisely the structure and terms of products and analyze related risk metrics
Monitor, investigate, and escalate risk metrics associated with client activity
Attend on-site or remote client diligence meetings
Process transactions and annual reviews in JPMs credit system by coordinating with middle office and business partners
Prepare and present periodic portfolio reviews to senior credit executives and business partners
Qualifications, Capabilities and Skills
Highly motivated with a natural passion to learn and an inquisitive personality
Strong interpersonal skills, and an ability to work well in a team environment
Strong sense of accountability and ownership of tasks
Strong verbal and written communication skills
Capable of understanding, describing and debating complex concepts
Ability to prioritize among competing projects and deliver work in a timely manner
Highly proficient in Excel, PowerPoint and Word software
Preferred Qualifications, Capabilities and Skills
Minimum 1 year experience in Credit Risk Management focused on the Insurance industry or comparable experience
Completion of a banks formal credit training program
Corporate finance and accounting coursework
