Senior Auditor - Compliance (US)

Work Location:
Mount Laurel, New Jersey, United States of America

Hours:
40

Pay Details:
$63,540 - $104,020 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Audit
Job Description:

The Senior Auditor - U.S. Compliance Audit is responsible for executing and leading audit engagements based on established audit plans in alignment with applicable policies and regulatory guidelines for TD Bank's Governance, Risk & Oversight Functions. The US Consumer Compliance team is primarily responsible for auditing US Consumer Compliance regulations (including but not limited to UDAAP, TILA, HMDA, RESPA, EFTA, etc.) and sufficiency of systems, processes, and oversight to support regulatory compliance. This role supports audit engagements through evaluating, documenting, and testing the design and operating effectiveness of internal controls under manager guidance. The Senior Auditor is responsible for execution of control testing, identification of findings, and delivery of high-quality audit workpapers and reporting.

Depth & Scope

• Performs assigned test steps for audits, findings follow-up, special projects; form conclusions and document work in database.
• Communicates and discusses audit report with business line.
• Participates in planning of audits.
• Receives coaching sessions, feedback discussions from in-charge manager.
• Obtains appropriate training.
• Makes discretionary decisions and applies professional judgment when assessing control.
• Provides on-the-job training for team members.
• Provides recommendations to management regarding the control environment.
• Other responsibilities as required.
• Participates in post-audit critique meeting.
• Developing skills to build and maintain relationships within, and external to, audit.
• Demonstrates TD leadership Core Values.
• Recognizes team members' contributions.
• Participates in, and actively supports implementation of department improvement initiatives.
• Developing skills in building and maintaining relationships within and external to audit.

Education & Experience:

• Undergraduate degree required
• 3+ years of related experience

Preferred Qualifications:

• Banking industry audit experience with focus on Governance, Risk & Oversight Function preferred
• Relevant professional certifications (e.g., CIA, CPA, CRMA) or progress towards preferred
• Strong communication (written and verbal) skills to interact clearly and effectively in a fast-changing environment
• Strong analytical and problem-solving skills
• Ability to work independently and collaboratively in a team environment
• Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with risk management and audit tools

Accountability:
EEO Code Description

• Most jobs require bachelor and graduate degrees, and/or professional certification, or comparable experience.
• This position does not have people management responsibilities.

Customer Accountability

• Understand and support the Bank's Customer Service Strategy.
• Consider the impact of decisions on the well-being of TD, its Customers and stakeholders.
• Provide the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity. Model quality service delivery at every interaction.
• Lead and contribute to the ongoing improvement of the partner / Customer experience.

Employee and Team Accountability

• Be engaged in advancing and sustaining a unique, inclusive culture that reflects TDs diversity agenda, and create an extraordinary employee experience.
• Participate fully as a member of the team and contribute to a positive work environment.
• May provide leadership, training, and guidance to other team members.
• Ensure ongoing communication with the team on the status / progress of projects and issues / points of interest.
• Actively share information and knowledge, and proactively learn from the expertise of others.

Community Accountability

• Participate in civic activities to promote growth and development of the community and a positive image for TD.

Financial Accountability

• Support the development and implementation of operational strategies and objectives to achieve measurable excellence in the quality delivery of sales, service, and products aligned with Best Run concepts and overall enterprise strategy and objectives.
• Participate in establishing and executing plans and goals for the Business to drive toward results.

Business Operation Accountability

• Ensure that strategic initiatives and directives are carried out effectively with comprehensive change management strategies.
• Deliver business services, functions and capabilities that optimize the use of process, technology and our people, and take advantage of TDs scale and operating model.
• Collaborate to ensure TD is a best run, integrated, customer-focused, growth organization.
• Ensure processes, policies and procedures are designed in compliance with TD Risk Appetite.
• Successfully complete all required job specific, compliance-related training.
• Understand, utilize and follow Compliance/Risk and control programs.
• Consult with all risk functions in the development and documentation of policies, procedures and controls, for all department processes.
• Ensure ongoing compliance with internal / external audit and regulatory requirements.
• Provide prompt and comprehensive response to all external audit, regulator and compliance requests and findings. Maintain appropriate records of action plans.

Physical Requirements:
Never Occasional: 1-33% Frequent: 34-66% Continuous: 67-100%:

While performing the duties of this job, the employee is regularly REQUIRED to:

• Service customers while sitting for long periods
• Perform sedentary work
• Perform multiple tasks
• Use standard office equipment

While performing the duties of this job, the employee will be EXPOSED to:

• Exposed to a low noise level
• Sitting - continuous
• Standing - occasional
• Walking - occasional
• Lifting/Carrying - never
• Squatting - never
• Bending - never
• Kneeling - never
• Crawling - never
• Climbing - never
• Balancing - never
• Reaching overhead/forward - never
• Pushing/Pulling - never
• Twisting - never

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Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.